finance

Why Finance Bazar Home Loan Services in Mumbai Are Very Popular

Finance Bazar is one of the popular premier financial institutions in Mumbai and they provide Home Loans for both Resident and Non-Resident Indians (NRI). Whether you are buying a ready-to-move-in property or an under-construction one, Finance Bazar provides finance for both. You can also apply for a Home Loan Services in Mumbai. Let’s take a look at the terms and conditions for finance Bazar Home Loan.

What are the eligibility criteria for Home Loan?

Commonly, you can apply for a Finance Bazar Home Loan if you are over 21 years and less than 58 years of age. It can stretch up to 60 years for Government employees and 65 years for self-employed individuals. Finance Bazar offers regular as well as Smart Home Loans for both salaried and self-employed individuals. The minimum income for applying for the loan is pegged at Rs. 5 lakhs per annum for the salaried and Rs. 7.5 lakhs per annum for the self-employed.

What are the documents needed?

You need to submit the signed Home Loan application form along with your passport size photograph. Just like with other loans, you will have to give your identity proof and address proof. This could be a copy of your passport, voter’s ID, driving license, PAN card or Aadhaar card. Note that the address for the proof given should be the same as one given on the application form.Finance Bazar will also need proof of age. For this, they accept your PAN card, driving license or passport.Best Finance Consultant in Mumbai.

Salaried individuals will have to submit their salary slips for the last 3 months. These should have the statutory deductions. You might also need to submit your bank statement for 3 months showing the salary credits. If you are a salaried NRI, a copy of your Indian passport with visa stamping needs to be provided.  You also need to provide your Non-Resident Ordinary (NRO) or Non-Resident Rupee (NRE) account statements for the last 3 months. Finance Bazar will require overseas bank account statements showing salary credits.

Self-employed individuals will have to submit a copy of their Profit and Loss (P&L) account and balance sheet for the last 2 years that has been audited by a chartered accountant. Finance Bazar will also need your bank statements for the last 6 months along with your Income Tax (IT) returns for the previous 2 years. If you are a self-employed NRI, you will have to submit a copy of your overseas bank statement for the last 6 months along with your trade license copy.

So, now you know what needs to be done to apply for Finance Bazar Home Loan. Want to know more about the features? Read on.

Smart Home Loan – Finance Bazar has both regular and Smart Home Loan offers. The latter is where you can lower your interest outgo by having your Home Loan account as a current account with overdraft limit equal to the amount disbursed. So, when you deposit your savings in the current account, this amount will get subtracted from the loan amount disbursed and interest will be calculated on the balance. You can, of course, withdraw your savings any time you want. So, as long as you have significant savings deposited in your current account, you can save on interest.

Loan tenure – You can choose a tenure of up to 20 years. Salaried individual? You can enjoy a tenure of up to 25 years.

Pre-payment charges – There will be no pre-payment charges if you choose a floating rate Home Loan. In case you chose a fixed rate Home Loan, you can pre-pay up to 25% of the loan amount sanctioned during a financial year. We provide Best Finance Consultant in Mumbai If your pre-payment exceeds 25% of the sanctioned loan amount, you will be charged 3% of the amount that you are prepaying. You will have to wait for 6 months from the time of loan disbursal to prepay your loan.

You will have to give written instructions to Finance Bazar when you decide to prepay your Home Loan. You have to tell them whether you want to reduce the loan tenure or the EMI. If no instructions are given, the bank will reduce the loan tenure by default.

For under-construction properties – In case you take a loan to purchase an under-construction property, the interest will be levied only on the amount disbursed and you will have to pay pre-EMIs until the total amount of the loan is disbursed. Once the loan has been fully disbursed, your regular EMIs will start. The EMI will be debited on the 8th of every month for those who opt for an under-construction property.

Convinced about Finance Bazar Home Loans? No? Then, compare across lenders to choose the best Home Loan Services in Mumbai.

finance

All You Need to Know About Home Loan in Mumbai

Are you exploring options for home loans to buy a house of your dreams? In recent years, the banks have become more liberal in extending a helping hand to the people who are buying a home of their own. With the availability of several banks and varied interest rates, the home buying has become an easy option for the people. With several banks now eager to lend home loans for your needs and with an easy home loan procedure, Home loans are a great aspect of the buying process. Finance Bazar helps to purchase a home in Mumbai.Click here Home loan services in Mumbai.

However, one must keep in mind, that the Home loans is one of the most important decisions a person can take and has effects on his financial planning for next 15-20 years. Hence it must be done with proper research and analysis. Home loans are considered to be a useful tool which fulfills your dream of owning a home. At the same time, it can get you in trouble, if you do not analyze all your future expenses and your income, etc. Here is Best Finance Consultant in Mumbai, which can help you in making a better decision over the Home loans and get yourself introduced to various aspects of Home Loans.

Interest Rates on Home Loans

The home loan interest rate at various lenders varies from 9.40% to 16%, while the same goes down slightly in case, the lender is a woman. While, there are many private and public sector players in this field, the rate of interest may vary slightly and you can see interest rates ranging from as low as 9.4% (with some conditions applied).

The mentioning of rates of interest is just not as simple as it may sound to be. The rate of interest varies with the schemes and loan amount. While there are two different types of rate of interests applicable on home loans in the form of fixed rates of interest, the other is a floating rate of interest. Fixed rates of interest are the one, which remains fixed for the entire duration of the loan tenure while floating rate of interest is the one, which keeps on changing with changing market conditions. In such cases, EMI is not fixed and varies as per rates of interest at that particular moment of time.

The loan amount is another factor, which decides the rates of interest. Generally, it has been seen that the more you require as the loan amount, the more you will be charged.

Tenure of Home Loans

The Home loan tenure can be anything from 1 year to 30 years. There are even some lenders in the market, whose loan tenure can be a little shorter with the maximum tenure being fixed at 25 years. Some are having a minimum loan tenure of around 10 years and other such, which can be seen mostly in non-banking financial corporations. Thus, the loan tenure is a range varies from 1 year to 30 years in most of the cases.

Documents required for Home Loans

The Home loan requires some important documents, without which a home loan cannot be approved. The needs of documents vary depending upon whether the person is a salaried, self-employed professional or self-employed nonprofessional. Please find a below-mentioned list of necessary documents:

For Salaried Professionals:

. Application form with photograph, duly signed
. Identity, residence and age proof
. Last 6 months bank statements
. Last 3 months Salary-slips
. Processing fee cheque
. Form 16 / Income Tax Returns

For Self Employed Professionals:

. Application form with photograph duly signed
. Identity, residence and age proof
. Last 6 months bank statements
. Last 3 months Salary-slips
. Processing fee cheque
. Form 16 / Income Tax Returns
. Education qualification certificate and proof of business existence
. Last 3 years Income Tax Returns with computation of Income
. Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

 

For Self Employed Non-Professionals:

Both, the documents are required in case of salaried professionals and self-employed professionals.

While the process of various banks may differ slightly, the documents required in most of the cases with all banks is almost the same as mentioned above.

Processing Charges of Home Loans

Various banks charge a nominal percentage as a home loan processing charge. The processing charge varies, generally 0.5% to 1% at max. There is a certain ceiling amount which is being fixed at a maximum of around Rs. 10000 in most cases.

Other Factors Associated with Home Loans

There are several other factors which determine the home loans eligibility and interest rates as concerned with a person. The factors like Income, Credit Score, the location of property, legal issue connected with the property, employment type, loan amount and other factors are the contributing factors which decide the home loans eligibility and interest rates.

One must always keep in mind, that while opting for home loans, one can negotiate a rate of interest for your home loans and always keep in mind that the longer is the loan tenure, the greater is the total payment. Thus, always try to minimize the loan amount and try to quickly close your loans, if some money comes to as a bonus. There is no prepayment penalty in floating rates and thus, one can easily pay off their loans much before the actual loan tenure completion.

With the loans, you are also provided an option of switching the lenders. Taking a loan from a particular bank doesn’t mean you are now bound to the same lender forever. In an effort to get a better deal, or in some other conditions, you can switch lenders if you want to.

Finance Bazar provides you the best home loan services in Mumbai with a minimum interest rate at no extra cost. Apply now.

finance

How to Apply Home Loan in Mumbai..!!

Building their own home is a dream that most Indians share. In fact, it is one of the most highly valued dreams too, and rightly so. With real estate prices rising and falling constantly, along with changing interest rates and banking policies, home buyers need to be especially careful while financing their homes.Finance Bazar provide Home Loan Services in Mumbai.

Home Loans are pretty much a mandate today for engaging in a transaction that involves as much money as building or buying your own home. Here’s how the process of applying and disbursal of home loans work:

Home Loan Process:

Applying for a home loan:

By providing a formal application for a home loan, along with your personal details the bank will judge your eligibility for the loan that has been applied for. Home Loan Services in Mumbai.The bank will also require a whole set of documents including:

  • ID Proof
  • Address Proof
  • Age proof
  • Proof of educational/professional qualifications
  • Employment details
  • Bank statements
  • Salary slip
  • Pan Card
  • Property details
  • Paying the loan processing fee:

For commencing and maintaining your home loan, banks charge a processing fee that usually amounts to somewhere between 0.25% to 0.50% of the entire loan.

Home Loan services in Mumbai

Applicant scrutiny and verification:

This process involves the bank gauging the applicant’s ability to repay the amount that is being borrowed. This is based on the amount the applicant would like to borrow, as well as the value of assets that is in possession with the applicant. His/her regularity in the payment of previous loans that they were taken will also reflect on their eligibility.We provide Best Finance Consultant in Mumbai.
After evaluation, the bank will decide on the principle amount that they can grant a loan.

Drafting Home Loan offer letter:

If the bank is satisfied on all counts regarding who you are and your ability to make payments, they will proceed to draft an offer letter. It will contain details of the loan, such as:

  • Sanctioned principle amount
  • Interest rate charged
  • Fixed or floating interest rate charged
  • Loan tenure
  • Method of repayment
  • Terms and conditions
  • Special schemes
  • A signed acceptance copy is then provided to the bank if the applicant finds offers acceptable.

Property verification:

Before disbursal of the loan, the bank will ask the legal documents pertaining to the asset in consideration to be turned over for inspection.

Disbursal:

If all of the above-mentioned processes have been cleared, then the Home Loan will finally be disbursed.

Every new business treats the customer asking. Hence, despite the long Home Loan processes that are usually involved in getting your own housing loans sanctioned, banks today go to great lengths to make sure that there is an as little hassle for the customer as possible. Finance Bazar provide Best Finance Consultant in Mumbai.

With the dawn of the internet age, the home loan application and disbursal processes are now being hosted online as well. This adds to the convenience factor to this process, which is previously considered long and harrowing, and plagued by constant red-tape.

finance

Home Loan Services in Mumbai | Best Finance Consultant in Mumbai

Home loan is a secured loan given to individuals who aspire to build or buy a house. The property so purchased is mortgaged in the name of the lending institution as security, till the time the loan is fully repaid.

The lending institution will hold the original property related documents until the time the loan is fully repaid along with the interest.

To buy a house, be it under construction, ready or resale property, the residence buyer can seek for a loan from banks or financial institutions through financial Consultant or home loan agents.

It should be noted that the terms and conditions of the housing loan can differ widely in terms of loan amount, maturity period, interest rate, repayment mode, etc.

Best Finance consultants in Mumbai

Finance Bazar has been working in this arena for several years as home loan advisors and home loan agents. We have expertise in identifying the banks and institutions that offer the loan on most friendly terms.

Till date, we have been instrumental and successful home loan Services in Mumbai providing home loans to salaried individuals, self-employed, professionals and NRIs to procure home loans at best terms.

Our Best Finance Consultant in Mumbai strive to provide you with the home loan deals at the attractive rate of interest.

finance

Why Is Personal Loan Favoured Over Other Types Of Loans?

A personal loan, as the name suggests, is a loan that can be used by an individual to satisfy any personal need. You can use it to cover wedding, travel and vacation expenses. It can also be used for medical expenditures. Apart from this, a personal loan can be used to consolidate debt at a lower rate of interest than credit cards usually have. Finance Bazar provides Best Finance Consultant in Mumbai.

A personal loan is popular for the following reasons:

a). It does not require ancillary( It is unsecured)

b). There is no need of a guarantor

c). The documents required are fewer as compared to other loans Like Home Loan, Mortage Loan.

d). It can be sanctioned in as little as 24 hours (or as much as 7 working days)

e). You can use it as per your convenience without the fear of being audited or monitored

Best Finance consultants in Mumbai

While these conditions seem almost idealistic, the lending institutes are stringent about the following criteria:

a). Your credit history

b). Annual income

c). Your organisation profiled d). The number of years you have worked for.

d). The number of years you have worked for.

e). Last 3 years IT return

You can check your personal loan eligibility online and apply. Once your profile is deemed fit, it goes through another round of assessment which is based on the following factors:

a). The lending institution

b). Amount you wish to borrow

c). Tenure (duration within which you want to re-pay the loan)

Documents for personal loan:

  • Application form duly filled
  • Know Your Customer documents Like ID proof, address proof, photograph.
  • Bank statements, duly signed
  • Income proof (three years salary slip/Income Tax Returns/audit report)
  • Employment proof (details of bonus, appraisal letter, etc.)
  • Other documents supplementing the above, if required

You can apply online for personal loan and scan and upload the documents required or send a hardcopy.

Why is the rate of interest higher for personal loans?

You can be granted a personal loan in Mumbai ranging from Rs. 10,000 to 30,00,000/-, which makes it perfect for satisfying small or large monetary requirements. With tenure of minimum one to maximum five to six years, you can get sufficient time to manage your finances for loan repayment. However, if you compare personal loan interest rates in Mumbai, they are a tad bit higher than for other types of loans like home loan, commercial loan. The reason for this is that the lending institute offers personal loan without a collateral and guarantor and the high rate of interest on personal loan is the cost of the risk undertaken by them to grant you the loan.

Second thoughts about applying for personal loan

A few financial institutes offer a cooling-off period to the borrowers of personal loan. It simply means that if you have second thoughts about applying for the loan, you can withdraw the loan application within 14 days of the original application. Once cancelled, a notice of withdrawal needs to be given in writing or verbally to the lending institute. Post this, you are granted up to 30 days to repay the capital and any interest accrued between taking the loan and its repayment.

finance · Uncategorized

You Need Loan Against Property in Mumbai | Finance Bazar

Your property is one of your biggest assets. You have invested your hard-earned money in acquiring it. Now let your property work for you. Loan against Property is an ideal way to utilize and leverage your property to its full potential. This all-purpose loan will help you fulfill your dream of taking your business to the next level or have that home renovation you have been waiting for.Best Finance Consultant in Mumbai. Be it business or personal financial requirements, you can mortgage your Residential or Commercial property to avail an attractive low EMI Loan Against Property.Contact to Finance Bazar for Best Loan Against Property in Mumbai.

Features & Benefits

  • Loan up to 5 Crore
  • Loan up to 40% of the market value of the property
  • Tenure up to 180 months
  • Best interest rates
  • Simple and speedy processing
  • Balance transfer facility – Lets you retire your high-cost debt
  • Loan against Rent Receivables – Lease rental discounting
  • Loans to purchase a new shop or office for your business

best finance service in mumbai

DOCUMENTATION

Whether you are a salaried individual, self-employed individual, partnership firm or private limited company, we have a loan designed to suit your requirement.

Required Documents

Salaried Employees:

Proof of Residence – Any one photo of Ration Card / Telephone Bill / Electricity Bill / Voters ID Card.
Proof of Identity – Any one of Voters ID Card / Driving Licence / Employers Id Card.
Latest Bank Statement / Passbook (where salary/income is credited for the past 6 months).
Latest 3 Months Salary Slip with all deductions & Form 16 for the last 2 years
Copies of all Property Documents.

Self Employed:

Certified Financial Statement for the last 2 years
Proof of Residence – Any one of Ration Card / Telephone Bill / Electricity Bill / Voters Card.
Proof of Identity – Any one of Voters Card / Drivers Licence / Employers Card.
Latest Bank Statement / Passbook (where salary/income is credited for the past 6 months).
Copies of all Property Documents.

finance · Uncategorized

Best Finance Consultant in Mumbai | Best Finance Service

Finance Bazar is a Global Management and best Finance consultant in Mumbai. Finance Bazar providing services to corporates, financial institutions, banks, sovereign enterprises etc in the areas of Trade Finance, Management advisory and Strategic advisory with an emphasis on End to end solutions.

As a financial services company, F B offers a broad range of services under Structured Trade Finance, Loan Services, Corporate Finance, Project Finance, Capacity Building for Banks and Institutions etc. The aim is to create and deliver value through loan service to help our Customer. Best Finance Services in Mumbai.

Personal Loan

Planning a grand wedding? Selecting a school for your children? or Waiting to book a that exotic vacation you have been planning? Best Finance Consultant in Mumbai it helps you with our customized personal loan offering. best Finance consultant in Mumbai. Let us be a part of your journey and help you to achieve your & your children dreams & goals.

Features and benefits

  • Loans up to 20 Lakhs
  • Tenure ranging from 12 to 60 months
  • No guarantor/security required
  • Convenience of doorstep service
  • Quick and Speedy processing
  • Attractive Rate of Interest
  • Minimum/Hassle free Documentation
  • Special offer for employees of select companies

Eligibility Criteria

Salaried Employees include Salaried Doctors, CAs, private employees of Public and Private limited companies, Government employees including public sector undertakings:

Eligibility Criteria

  • Minimum age of applicant: 21 years
  • Maximum age of applicant: 60 years (Or retirement, whichever is earlier) (65 years only for Government Employees. Conditions Apply)
  • Minimum employment: Minimum 1 year in employment with minimum 1-month salary credit in the current organization
  • Minimum Net Monthly Income: ₹ 20,000 for Metro Locations.

    Eligibility Criteria

  • Minimum age of Applicant: 22 years
  • Maximum age of Applicant: 65 years
  • Years in business: Minimum 2 years
  • Minimum Annual Income: ₹ 100000/- p.a. for Metro Locations & ₹ 75,000/- p.a. for non-metro locations.

Self-employed – Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Eligibility Criteria

  • Minimum age of Applicant: 22 years
  • Maximum age of Applicant: 65 years
  • Years in business: Minimum 4 years
  • Minimum Annual Income: ₹ 100000/- p.a. for Metro Locations & ₹ 75,000/- p.a. for non-metro locations.
  • Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services.

Eligibility Criteria

  • Minimum age of Applicant: 22 years
  • Maximum age of Applicant: 65 years
  • Years in business: Minimum 4 years with minimum 2 years in the same Business
  • Minimum Annual Income: ₹ 100000/- p.a. for Metro Locations & ₹ 75,000/- p.a. for non-metro locations.
  • Business must be profit making for the last 2 years

best finance service in mumbai

Required Documents

Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:

Documents required:

  • Proof of Identity: Passport / Voters ID Card/ Driving License/PAN Card/Aadhar Card/ Ration Card
  • Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
  • Date of Birth Proof: Driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth
  • Bank Statements: Latest 3 Months bank statements / 6 months’ bank passbook
    Latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter.Self-employed (Professionals) include self-employed Doctors, Chartered Accountants, Architects, and Company Secretaries.

Documents required:

  • Proof of Identity: Passport / Voters ID Card / Driving License/PAN Card/Aadhar Card/ Ration Card
  • Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
  • Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth
  • Bank Statements: Latest 3 months bank statements / 6 months’ bank passbook
    Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA.
    Self-employed people include self-employed – Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Documents required:

  • Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card /Ration Card
  • Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
  • Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth
  • Bank Statements: Latest 3 Months bank statements / 6 months’ bank passbook
    Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA.
  • Proof of continuation: Trade license /Establishment /Sales Tax certificate
    Other Mandatory Documents (Sole Prop. Del. Or Cert. Copy of Partnership Deed, Cert. Board resolution.)
    Self-employed include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Documents required:

  • Proof of Identity: Passport / Voters ID Card/ Driving License/PAN Card/Aadhar Card / Ration Card
  • Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport
  • Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth
  • Bank Statements: Latest 3 Months bank statements / 6 months’ bank passbook
    Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA
  • Proof of continuation: Trade license /Establishment /Sales Tax certificate/ SSI Registration
    Other Mandatory Documents (Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (Certified by Director) & Board resolution (Original).)

best Finance consultant in Mumbai.

finance

Many Reasons Why you should Hire a Best Finance Consultant?

Best Finance Consultant Managing your finances and planning your expenditure and investments so that your future becomes secure can be called as financial planning. Financial planning can be done for personal life as well as for the organization. This whole activity of planning and managing your finances is called as financial planning. A certified professional who will help you to manage and plan your finances and investments so that you can get financial safety is called a financial Expert.
In Mumbai, there is Finance bazaar that financial planners are only hired by the high class or the millionaires, but
today the times are changing, now even a common man can hire a financial planner so that he can manage his finances in the most appropriate and efficient way. Financial planner charges a good sum of money as their fees but this money can be called as an investment, we should pay this fee so that we can eliminate all the errors which we personally make while managing our money, a small mistake can break your whole empire. Going into further detail let us see the reasons why you should hire a Best Finance Consultant and see what do financial advisors do?

1. They assess your financial status.

The first and foremost thing that a professional financial planner would do is to assess your current financial status by examining your assets, the current insurance policies, all tax returns which you pay, all the investments and financial instruments which you hold and lastly to check the debts which you owe to others. After a thorough assessment, your financial planner should be able to tell you the current financial status of yours. With the help of this, you can plan your future and make your future financially secure

2. They help us to plan our personal obligations

Every human has his own personal obligations which are to be fulfilled and they cannot be ignored. For e.g. planning their kid’s education, sudden medical expenditures of their family members, to look after their needs of the family, to look after their ill parents if any. These are some of the most common personal obligations. Financial expert helps us manage our finances in such a way that our financial goals are not disturbed as well as our personal obligations are also fulfilled. This is where most of the families get stuck and this can be said as the main reason why they get trapped in the cycle of debts. When you seek professional help of the financial planners they would save you from
the debt trap and make your future financially sound.

3. Helps you to set realistic financial goals.

The majority of the people would disagree with this point, when we set our financial goals all by ourselves we tend to set an unrealistic goal which is impossible to achieve or we would set a goal which can be easily achieved. In the earlier case, we would be annoyed and disturbed if we fail to achieve this would affect our life. In the later, we achieve our goal well in advance and after that, we become lethargic and become less productive. A certified financial planner would help you to set a realistic financial goal which is based on your current financial status. Apart from this, they will also guide you to achieve this goal.

best finance consultant in mumbai

4. Help you to create a financial plan.

In the previous point, we saw that a professional financial planner would help you to set a realistic financial goal which would be the best for you according to your current financial status and future potentials. Now the planner would also help you to create a solid plan by which you can easily achieve your financial goal. The plan would consist of a detailed plan on how to invest, where to invest and when to invest. With the help of a professional Best Finance Consultant in Mumbai, you can make a financially secure future.

5. Tax Planning.
The majority of the people who choose to take the help of financial planners are liable to pay taxes. As a common man, we wouldn’t know how to get benefitted while paying the taxes. There is numerous schemes and plan which would be very beneficial for the tax saving, these plans are called tax saving schemes. The plan which suits you the best would be suggested by your financial planner. This would help you to save more money without cheating the government.

6. Helps you to plan your investments.
Financial planner shows their professionalism when planning our investments. Looking at our the current financial position they create a financial goal and lay a financial plan to achieve that goal. They also suggest you various investing schemes from government bonds, equities, real estate, gold etc. They would also suggest the right time to invest so that you can get the maximum benefit. This would also include some heavy investments which get you the maximum benefit in the future.

7. Helps you to manage your investments.
As discussed earlier they would plan our investment, also they would be managing our investments. They would advise on when to buy and when to sell. If there is some trouble with our investment they would intimate to get it fixed. As an individual it is very difficult to manage our professional and personal life it would be even more difficult to manage our investments. So hiring a Best Finance Consultant in Mumbai, would allow us to concentrate on more important matters in our life.

8. They provide professional guidance.
When you hire any professional you expect that level of service from them. They offer the services in such a way that a common man could not be able to do. Same, when you hire a financial planner he will give you ideas which would be very helpful to you. Such ideas would be thought of by a common man. They advise you to invest in such policies where you can get the maximum returns and those policies would be unaware of you. This is what makes them a professional.

9. Retirement planning.
A person is financially secure until he is debt free and he is earning, what after your 60 something? Financial planners would help you to choose the best retirement plan which would make you secure after your retirement. The planned investment would fetch you income now so that you need not rely on anybody for your survival. They help you to make your retired life financially secured.

10. Help you to be debt free.
Being debt free which means you do not owe a single penny to anyone. This state of living is a rare sight these days. The majority of the families face serious problems due to debts. Hiring a financial the planner would make you debt free because of the professional services they provide.

Conclusion
To conclude we would suggest you hire a Best Finance Consultant to get secured financially and to lead financially secure life. The fees charged by the financial planner are very affordable this fee afforded by everyone. If you need a financial expert. Contact Finance Bazar.

finance · Uncategorized

Best Finance Consultant in Mumbai

The Best Finance Consultant in Mumbai is the head of all the other services related to finance like banking, insurance, and Loan. This industry looks over all the other economic activities and tries to manage the risk that can be encountered within the economic department. There is a many finance consulting company and agencies that are providing solutions regarding the loan issues in Mumbai.

We at Finance Bazar offer personalized best finance consultant services with the objective of meeting the individual specific requirements of our clients in the most efficient manner.

 

Best Finance consultants in Mumbai

Finance Bazar – Best Finance Consultant in Mumbai & Loan Providers in Mumbai

Offering comprehensive financial solutions

Funds with affordable interest rate

Many years of experience for different Loans & Insurance

Providing regular updates via e-mail and SMS

Security of your confidential Information

Experts Financial advice for various funding options
Preferably by Individual, SME & Corporates

Nowadays, getting your loans processed in short span of time is very cumbersome. In Mumbai, there are so many instances wherein people face many issues in getting their loans passed. But we at Finance Bazar can easily solve this difficulty.

Till date, we have gained large money of good feedbacks from our clients and hence we take pride in introducing ourselves as the pre-eminent financial advisors and Best Finance consultants in Mumbai, India. We are the best loan providers dealing with many loans in Mumbai like commercial loans, home loans, property loans and so on. Our loan consultants and a financial expert will definitely advantage you at the fullest.